Personal Finance Software Market Overview

Global Personal Finance Software Market Size Was Valued at USD 1.01 Billion In 2022 And Is Projected to Reach USD 1.49 Billion By 2030, Growing at A CAGR of 5.0% From 2023 To 2030.

Personal finance software is a tool that integrates and extracts a user's financial data in order to achieve a desired analytical performance for better financial planning. This software tool accepts a wide range of financial data and can be used for a number of tasks like financial transactions, bank records management, investment monitoring, budget management, portfolio management, and more.

Businesses are grappling with organizational problems as a result of the COVID-19 pandemic. To deal with this situation, many banks and financial institutions are offering new digital tools and techniques to their customers, with personal finance apps being one of the most common. Furthermore, the increase in online and mobile banking among end-users as a result of the pandemic offers growth opportunities for the personal finance software industry. Furthermore, several banks and fintech firms have launched a range of appealing banking strategies to inspire SMEs and customers to use Personal Finance Software tools, resulting in a multitude of business growth opportunities.

Personal Finance Software Market Dynamics

The personal finance software market is being driven by the wide availability of digital services and smartphone applications that can handle your Personal finance software. Personal finance apps will help you improve your financial literacy and reduce uncertainty. This Personal finance software is simple to store and archive and various programs can be used on your PC or on your mobile, with some of the more sophisticated ones assisting with debt reduction, budget management, and even providing financial advice as an added service. Technological advances in new product growth, as well as the availability of free and low-cost goods, as well as digital trends, are driving acceptance. Money-management and tax-preparation software are the two broad types of personal finance software. Quicken, Microsoft Money, and iCash are some of the most well-known money management programs. Mint, Wesabe, and Geezeo are examples of web-based money management programs.

The growing need to track and control customer profits, as well as the proliferation of mobile apps around the world, is moving Personal finance software market forward. Furthermore, Personal finance software market's growth is fueled by an increase in organizations' emphasis on digitizing their financial services and an increase in internet users around the world. However, the market's growth is hampered by security and enforcement problems in Personal finance software applications, as well as the availability of open-source finance software. Additionally, increased adoption of Personal finance software applications in developed economies is projected to provide lucrative market growth opportunities.

Market Segmentation

The Web-based Software Segment Is Accounted For The Highest Share In 2019

Personal finance software market is rising due to the high security offered by web-based Personal finance software applications, which are backed up by anti-virus and anti-malware solutions. The mobile-based apps segment, on the other hand, is expected to rise at the fastest pace during the forecast era, owing to the increased adoption of mobile phones around the world and the increased penetration of smartphones in various industries.

Geographical Outlook Of The Market

North America dominated the personal finance software market growth in 2019 and is predicted to continue to do so throughout the forecast period. The presence of major players and the rapid adoption of cutting-edge technology are two major factors driving Personal finance software market's growth in this area. However, due to booming IT infrastructure and major investments from private and public players in the region, Asia-Pacific is expected to rise at a significant rate during the forecast era.

Key Vendors in Personal Finance Software market are :

• BUXFER
• Quicken
• The Infinite Kind
• YNAB
• Alzex software
• Microsoft
• Doxo
• Personal Capital
• Money Dashboard
• Prosper Funding
• PocketSmith
• CountAbout
• Finicity
• Moneyspire
• CoinKeeper
• BankTree Software and other major players.

These players have implemented several strategies to boost their market penetration and strengthen their position in the global market.

Chapter 1: Introduction
 1.1 Research Objectives
 1.2 Research Methodology
 1.3 Research Process
 1.4 Scope and Coverage
  1.4.1 Market Definition
  1.4.2 Key Questions Answered
 1.5 Market Segmentation

Chapter 2:Executive Summary

Chapter 3:Growth Opportunities By Segment
 3.1 By Type
 3.2 By End-Use

Chapter 4: Market Landscape
 4.1 Porter's Five Forces Analysis
  4.1.1 Bargaining Power of Supplier
  4.1.2 Threat of New Entrants
  4.1.3 Threat of Substitutes
  4.1.4 Competitive Rivalry
  4.1.5 Bargaining Power Among Buyers
 4.2 Industry Value Chain Analysis
 4.3 Market Dynamics
  4.3.1 Drivers
  4.3.2 Restraints
  4.3.3 Opportunities
  4.5.4 Challenges
 4.4 Pestle Analysis
 4.5 Technological Roadmap
 4.6 Regulatory Landscape
 4.7 SWOT Analysis
 4.8 Price Trend Analysis
 4.9 Patent Analysis
 4.10 Analysis of the Impact of Covid-19
  4.10.1 Impact on the Overall Market
  4.10.2 Impact on the Supply Chain
  4.10.3 Impact on the Key Manufacturers
  4.10.4 Impact on the Pricing

Chapter 5: Personal Finance Software Market by Type
 5.1 Personal Finance Software Market Overview Snapshot and Growth Engine
 5.2 Personal Finance Software Market Overview
 5.3 Web-based Software
  5.3.1 Introduction and Market Overview
  5.3.2 Historic and Forecasted Market Size (2016-2028F)
  5.3.3 Key Market Trends, Growth Factors and Opportunities
  5.3.4 Web-based Software: Grographic Segmentation
 5.4 Mobile-based Software
  5.4.1 Introduction and Market Overview
  5.4.2 Historic and Forecasted Market Size (2016-2028F)
  5.4.3 Key Market Trends, Growth Factors and Opportunities
  5.4.4 Mobile-based Software: Grographic Segmentation

Chapter 6: Personal Finance Software Market by End-Use
 6.1 Personal Finance Software Market Overview Snapshot and Growth Engine
 6.2 Personal Finance Software Market Overview
 6.3 Small Businesses Users
  6.3.1 Introduction and Market Overview
  6.3.2 Historic and Forecasted Market Size (2016-2028F)
  6.3.3 Key Market Trends, Growth Factors and Opportunities
  6.3.4 Small Businesses Users: Grographic Segmentation
 6.4 Individual Consumers
  6.4.1 Introduction and Market Overview
  6.4.2 Historic and Forecasted Market Size (2016-2028F)
  6.4.3 Key Market Trends, Growth Factors and Opportunities
  6.4.4 Individual Consumers: Grographic Segmentation

Chapter 7: Company Profiles and Competitive Analysis
 7.1 Competitive Landscape
  7.1.1 Competitive Positioning
  7.1.2 Personal Finance Software Sales and Market Share By Players
  7.1.3 Industry BCG Matrix
  7.1.4 Ansoff Matrix
  7.1.5 Personal Finance Software Industry Concentration Ratio (CR5 and HHI)
  7.1.6 Top 5 Personal Finance Software Players Market Share
  7.1.7 Mergers and Acquisitions
  7.1.8 Business Strategies By Top Players
 7.2 BUXFER
  7.2.1 Company Overview
  7.2.2 Key Executives
  7.2.3 Company Snapshot
  7.2.4 Operating Business Segments
  7.2.5 Product Portfolio
  7.2.6 Business Performance
  7.2.7 Key Strategic Moves and Recent Developments
  7.2.8 SWOT Analysis
 7.3 QUICKEN
 7.4 THE INFINITE KIND
 7.5 YNAB
 7.6 ALZEX SOFTWARE
 7.7 MICROSOFT
 7.8 DOXO
 7.9 PERSONAL CAPITAL
 7.10 MONEY DASHBOARD
 7.11 PROSPER FUNDING
 7.12 POCKETSMITH
 7.13 COUNTABOUT
 7.14 FINICITY
 7.15 MONEYSPIRE
 7.16 COINKEEPER
 7.17 BANKTREE SOFTWARE
 7.18 OTHER MAJOR PLAYERS

Chapter 8: Global Personal Finance Software Market Analysis, Insights and Forecast, 2016-2028
 8.1 Market Overview
 8.2 Historic and Forecasted Market Size By Type
  8.2.1 Web-based Software
  8.2.2 Mobile-based Software
 8.3 Historic and Forecasted Market Size By End-Use
  8.3.1 Small Businesses Users
  8.3.2 Individual Consumers

Chapter 9: North America Personal Finance Software Market Analysis, Insights and Forecast, 2016-2028
 9.1 Key Market Trends, Growth Factors and Opportunities
 9.2 Impact of Covid-19
 9.3 Key Players
 9.4 Key Market Trends, Growth Factors and Opportunities
 9.4 Historic and Forecasted Market Size By Type
  9.4.1 Web-based Software
  9.4.2 Mobile-based Software
 9.5 Historic and Forecasted Market Size By End-Use
  9.5.1 Small Businesses Users
  9.5.2 Individual Consumers
 9.6 Historic and Forecast Market Size by Country
  9.6.1 U.S.
  9.6.2 Canada
  9.6.3 Mexico

Chapter 10: Europe Personal Finance Software Market Analysis, Insights and Forecast, 2016-2028
 10.1 Key Market Trends, Growth Factors and Opportunities
 10.2 Impact of Covid-19
 10.3 Key Players
 10.4 Key Market Trends, Growth Factors and Opportunities
 10.4 Historic and Forecasted Market Size By Type
  10.4.1 Web-based Software
  10.4.2 Mobile-based Software
 10.5 Historic and Forecasted Market Size By End-Use
  10.5.1 Small Businesses Users
  10.5.2 Individual Consumers
 10.6 Historic and Forecast Market Size by Country
  10.6.1 Germany
  10.6.2 U.K.
  10.6.3 France
  10.6.4 Italy
  10.6.5 Russia
  10.6.6 Spain
  10.6.7 Rest of Europe

Chapter 11: Asia-Pacific Personal Finance Software Market Analysis, Insights and Forecast, 2016-2028
 11.1 Key Market Trends, Growth Factors and Opportunities
 11.2 Impact of Covid-19
 11.3 Key Players
 11.4 Key Market Trends, Growth Factors and Opportunities
 11.4 Historic and Forecasted Market Size By Type
  11.4.1 Web-based Software
  11.4.2 Mobile-based Software
 11.5 Historic and Forecasted Market Size By End-Use
  11.5.1 Small Businesses Users
  11.5.2 Individual Consumers
 11.6 Historic and Forecast Market Size by Country
  11.6.1 China
  11.6.2 India
  11.6.3 Japan
  11.6.4 Singapore
  11.6.5 Australia
  11.6.6 New Zealand
  11.6.7 Rest of APAC

Chapter 12: Middle East & Africa Personal Finance Software Market Analysis, Insights and Forecast, 2016-2028
 12.1 Key Market Trends, Growth Factors and Opportunities
 12.2 Impact of Covid-19
 12.3 Key Players
 12.4 Key Market Trends, Growth Factors and Opportunities
 12.4 Historic and Forecasted Market Size By Type
  12.4.1 Web-based Software
  12.4.2 Mobile-based Software
 12.5 Historic and Forecasted Market Size By End-Use
  12.5.1 Small Businesses Users
  12.5.2 Individual Consumers
 12.6 Historic and Forecast Market Size by Country
  12.6.1 Turkey
  12.6.2 Saudi Arabia
  12.6.3 Iran
  12.6.4 UAE
  12.6.5 Africa
  12.6.6 Rest of MEA

Chapter 13: South America Personal Finance Software Market Analysis, Insights and Forecast, 2016-2028
 13.1 Key Market Trends, Growth Factors and Opportunities
 13.2 Impact of Covid-19
 13.3 Key Players
 13.4 Key Market Trends, Growth Factors and Opportunities
 13.4 Historic and Forecasted Market Size By Type
  13.4.1 Web-based Software
  13.4.2 Mobile-based Software
 13.5 Historic and Forecasted Market Size By End-Use
  13.5.1 Small Businesses Users
  13.5.2 Individual Consumers
 13.6 Historic and Forecast Market Size by Country
  13.6.1 Brazil
  13.6.2 Argentina
  13.6.3 Rest of SA

Chapter 14 Investment Analysis

Chapter 15 Analyst Viewpoint and Conclusion

LIST OF TABLES

TABLE 001. EXECUTIVE SUMMARY
TABLE 002. PERSONAL FINANCE SOFTWARE MARKET BARGAINING POWER OF SUPPLIERS
TABLE 003. PERSONAL FINANCE SOFTWARE MARKET BARGAINING POWER OF CUSTOMERS
TABLE 004. PERSONAL FINANCE SOFTWARE MARKET COMPETITIVE RIVALRY
TABLE 005. PERSONAL FINANCE SOFTWARE MARKET THREAT OF NEW ENTRANTS
TABLE 006. PERSONAL FINANCE SOFTWARE MARKET THREAT OF SUBSTITUTES
TABLE 007. PERSONAL FINANCE SOFTWARE MARKET BY TYPE
TABLE 008. WEB-BASED SOFTWARE MARKET OVERVIEW (2016-2028)
TABLE 009. MOBILE-BASED SOFTWARE MARKET OVERVIEW (2016-2028)
TABLE 010. PERSONAL FINANCE SOFTWARE MARKET BY END-USE
TABLE 011. SMALL BUSINESSES USERS MARKET OVERVIEW (2016-2028)
TABLE 012. INDIVIDUAL CONSUMERS MARKET OVERVIEW (2016-2028)
TABLE 013. NORTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY TYPE (2016-2028)
TABLE 014. NORTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY END-USE (2016-2028)
TABLE 015. N PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY (2016-2028)
TABLE 016. EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY TYPE (2016-2028)
TABLE 017. EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY END-USE (2016-2028)
TABLE 018. PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY (2016-2028)
TABLE 019. ASIA PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY TYPE (2016-2028)
TABLE 020. ASIA PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY END-USE (2016-2028)
TABLE 021. PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY (2016-2028)
TABLE 022. MIDDLE EAST & AFRICA PERSONAL FINANCE SOFTWARE MARKET, BY TYPE (2016-2028)
TABLE 023. MIDDLE EAST & AFRICA PERSONAL FINANCE SOFTWARE MARKET, BY END-USE (2016-2028)
TABLE 024. PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY (2016-2028)
TABLE 025. SOUTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY TYPE (2016-2028)
TABLE 026. SOUTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY END-USE (2016-2028)
TABLE 027. PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY (2016-2028)
TABLE 028. BUXFER: SNAPSHOT
TABLE 029. BUXFER: BUSINESS PERFORMANCE
TABLE 030. BUXFER: PRODUCT PORTFOLIO
TABLE 031. BUXFER: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 031. QUICKEN: SNAPSHOT
TABLE 032. QUICKEN: BUSINESS PERFORMANCE
TABLE 033. QUICKEN: PRODUCT PORTFOLIO
TABLE 034. QUICKEN: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 034. THE INFINITE KIND: SNAPSHOT
TABLE 035. THE INFINITE KIND: BUSINESS PERFORMANCE
TABLE 036. THE INFINITE KIND: PRODUCT PORTFOLIO
TABLE 037. THE INFINITE KIND: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 037. YNAB: SNAPSHOT
TABLE 038. YNAB: BUSINESS PERFORMANCE
TABLE 039. YNAB: PRODUCT PORTFOLIO
TABLE 040. YNAB: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 040. ALZEX SOFTWARE: SNAPSHOT
TABLE 041. ALZEX SOFTWARE: BUSINESS PERFORMANCE
TABLE 042. ALZEX SOFTWARE: PRODUCT PORTFOLIO
TABLE 043. ALZEX SOFTWARE: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 043. MICROSOFT: SNAPSHOT
TABLE 044. MICROSOFT: BUSINESS PERFORMANCE
TABLE 045. MICROSOFT: PRODUCT PORTFOLIO
TABLE 046. MICROSOFT: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 046. DOXO: SNAPSHOT
TABLE 047. DOXO: BUSINESS PERFORMANCE
TABLE 048. DOXO: PRODUCT PORTFOLIO
TABLE 049. DOXO: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 049. PERSONAL CAPITAL: SNAPSHOT
TABLE 050. PERSONAL CAPITAL: BUSINESS PERFORMANCE
TABLE 051. PERSONAL CAPITAL: PRODUCT PORTFOLIO
TABLE 052. PERSONAL CAPITAL: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 052. MONEY DASHBOARD: SNAPSHOT
TABLE 053. MONEY DASHBOARD: BUSINESS PERFORMANCE
TABLE 054. MONEY DASHBOARD: PRODUCT PORTFOLIO
TABLE 055. MONEY DASHBOARD: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 055. PROSPER FUNDING: SNAPSHOT
TABLE 056. PROSPER FUNDING: BUSINESS PERFORMANCE
TABLE 057. PROSPER FUNDING: PRODUCT PORTFOLIO
TABLE 058. PROSPER FUNDING: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 058. POCKETSMITH: SNAPSHOT
TABLE 059. POCKETSMITH: BUSINESS PERFORMANCE
TABLE 060. POCKETSMITH: PRODUCT PORTFOLIO
TABLE 061. POCKETSMITH: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 061. COUNTABOUT: SNAPSHOT
TABLE 062. COUNTABOUT: BUSINESS PERFORMANCE
TABLE 063. COUNTABOUT: PRODUCT PORTFOLIO
TABLE 064. COUNTABOUT: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 064. FINICITY: SNAPSHOT
TABLE 065. FINICITY: BUSINESS PERFORMANCE
TABLE 066. FINICITY: PRODUCT PORTFOLIO
TABLE 067. FINICITY: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 067. MONEYSPIRE: SNAPSHOT
TABLE 068. MONEYSPIRE: BUSINESS PERFORMANCE
TABLE 069. MONEYSPIRE: PRODUCT PORTFOLIO
TABLE 070. MONEYSPIRE: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 070. COINKEEPER: SNAPSHOT
TABLE 071. COINKEEPER: BUSINESS PERFORMANCE
TABLE 072. COINKEEPER: PRODUCT PORTFOLIO
TABLE 073. COINKEEPER: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 073. BANKTREE SOFTWARE: SNAPSHOT
TABLE 074. BANKTREE SOFTWARE: BUSINESS PERFORMANCE
TABLE 075. BANKTREE SOFTWARE: PRODUCT PORTFOLIO
TABLE 076. BANKTREE SOFTWARE: KEY STRATEGIC MOVES AND DEVELOPMENTS
TABLE 076. OTHER MAJOR PLAYERS: SNAPSHOT
TABLE 077. OTHER MAJOR PLAYERS: BUSINESS PERFORMANCE
TABLE 078. OTHER MAJOR PLAYERS: PRODUCT PORTFOLIO
TABLE 079. OTHER MAJOR PLAYERS: KEY STRATEGIC MOVES AND DEVELOPMENTS

LIST OF FIGURES

FIGURE 001. YEARS CONSIDERED FOR ANALYSIS
FIGURE 002. SCOPE OF THE STUDY
FIGURE 003. PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY REGIONS
FIGURE 004. PORTER'S FIVE FORCES ANALYSIS
FIGURE 005. BARGAINING POWER OF SUPPLIERS
FIGURE 006. COMPETITIVE RIVALRYFIGURE 007. THREAT OF NEW ENTRANTS
FIGURE 008. THREAT OF SUBSTITUTES
FIGURE 009. VALUE CHAIN ANALYSIS
FIGURE 010. PESTLE ANALYSIS
FIGURE 011. PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY TYPE
FIGURE 012. WEB-BASED SOFTWARE MARKET OVERVIEW (2016-2028)
FIGURE 013. MOBILE-BASED SOFTWARE MARKET OVERVIEW (2016-2028)
FIGURE 014. PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY END-USE
FIGURE 015. SMALL BUSINESSES USERS MARKET OVERVIEW (2016-2028)
FIGURE 016. INDIVIDUAL CONSUMERS MARKET OVERVIEW (2016-2028)
FIGURE 017. NORTH AMERICA PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY COUNTRY (2016-2028)
FIGURE 018. EUROPE PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY COUNTRY (2016-2028)
FIGURE 019. ASIA PACIFIC PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY COUNTRY (2016-2028)
FIGURE 020. MIDDLE EAST & AFRICA PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY COUNTRY (2016-2028)
FIGURE 021. SOUTH AMERICA PERSONAL FINANCE SOFTWARE MARKET OVERVIEW BY COUNTRY (2016-2028)